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Loans

Vehicle Loans

NEW OR USED, TITLED VEHICLE LOAN RATES

Vehicles, Boats, RVs, On-Road Motorcycles

Term APR Rate Monthly Payment***
(up to) (as low as)**
24 mo. 2.89% $42.93
36 mo. 2.89% $29.03
48 mo. 2.89% $22.09
60 mo. 3.14% $18.03
72 mo. 3.64% $15.48
84 mo. 4.14% $13.73
96 mo.* 4.89% $12.61

NEW OR USED, NON-TITLED VEHICLES

ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment***
(up to) (as low as)**
24 mo. 6.89% $44.72
36 mo. 6.89% $30.83
48 mo. 6.89% $23.90
60 mo. 7.14% $19.87
72 mo. 7.89% $17.48

NEW OR USED BOATS AND RVs

$40,000 and over

Term APR Rate Monthly Payment***
(up to) (as low as)**
120 mo. 5.39% $10.80

 

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
5.25/1 Yr. ARM 3.49% (20 yr. amortization) 3.834% $434.66
13 Year Fixed 3.375% 3.541% $792.79
10 Year Fixed 3.125% 3.361% $971.39
7 Year Fixed 2.875% 3.186% $1,326.97
5 Year Fixed 2.875% 3.278% $1,791.31

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
5.25/1 Yr. ARM 3.49% (20 yr. amortization) 3.834% $289.72
13 Year Fixed 3.99% 4.166% $411.31
10 Year Fixed 3.74% 3.964% $500.07
7 Year Fixed 3.49% 3.804% $671.77
5 Year Fixed 3.49% 3.921% $909.36

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 89.99%+ Prime + 1.00 Prime + 1.25 Prime + 1.50
All rates subject to change. *FICO 08

Personal Loans

As a member of Shoreline Credit Union, you may borrow with or without collateral for debt consolidation, a vacation, medical expenses or any worthwhile purpose. 

Term APR Rate Monthly Payment**
(as low as*)
24 months or less 6.74% $44.65