Spotify on us refer a friend.

We want to reward you for helping us grow. Refer a friend to become a member, and both of you can listen to all of your favorite music and podcasts on us.

5x Rewards Businesses

Check out the list of businesses you can earn 5x rewards at*

Hometown Cashback Checking

Earn up to 5.00% APY on your average daily balance.*

$10,000 Downpayment Plus® Program

See if you qualify for $10,000 of down payment assistance. Click to learn more.

Mobile Check Deposit

Deposit checks any time, anywhere. Pair this with a debit card to help access our money on the go.

Today's Rates (07.17.24)

Rewards Credit Card

Earn huge rewards, shop Hometown. Learn More

3 Month Share Certificate Special

$10,000 minimum new money* 5.35% APY
3 Month Flex Share Certificate Special! Learn More

Auto Loans

as low as* 5.99% APR
Affordable options for all. Same rate no matter the model year. Learn More

Mortgage Loans

up to* $10,000 grant
Learn if you qualify for down payment and closing cost assistance. Learn More

Hometown Cash Back Checking

up to* 5.00% APY
Earn a rebate of your average daily balance. Learn More

Auto Loans

up to 90 days no pay***
Enjoy no payments for 90 days. Learn More

Personal Loans

as low as* 9.99% APR**
Borrow with or without collateral for debt consolidation, a vacation, etc. Learn More