Hometown Rewards

Hometown Rewards

Enjoy Hometown Rewards with Shoreline Hometown Credit Union. We offer Hometown Rewards in a variety of ways.

Hometown Loan Rebate Program

Personalized Hometown service is a major benefit of banking at Shoreline Credit Union. Earn up to 0.50% cash back to your second mortgage, or up to 0.25% cash back to all other new loans by completing these steps.

Here is how you qualify* for 0.25% on consumer and mortgage loans:

  • Direct Deposits totaling $500 per month**
  • Register for Online Banking and eStatements
  • Having either a Hometown Credit Card or Platinum Credit Card on your account.

HOMEOWNERS – Here is how you qualify for an additional 0.25% cash back rebate on your new second mortgage:

  • Have an existing first mortgage with Shoreline Hometown Credit Union.
  • Be approved and open a new second mortgage.

For more information please call 920-482-3700 and speak with one of our Hometown Lenders. 

Apply for a Loan Today!

Get rewarded for your loans at Shoreline Hometown Credit Union.
Credit cards are excluded from receiving a cash back rebate. *Consumer and mortgage loans or lines of credit opened after 9/30/2018 are eligible for up to 0.25% cash back. Second mortgages opened after 10/28/2019 qualify for an additional 0.25% cash back, for a total of 0.50% cash back If you meet the monthly qualifying requirements, the earned cash back, based on the loans’ average daily balance for the preceding month will be posted to your loan. All requirements must be completed under the same member number. Loans and credit cards are subject to credit and collateral approval. **Direct Deposits will include credits that are directly deposited into your Shoreline Credit Union account and may include payroll and other ACH entries. The new 2nd mortgage must close 10/28/19 or later. Membership requirements apply. Equal Housing Opportunity.
Federally insured by NCUA.

Saver’s Sweepstakes®

Saver’s Sweepstakes® is a new prize-linked savings account presented by Shoreline Credit Union. This new savings account helps you save and also gives you the chance to win monthly, quarterly, annual statewide and membership only prizes. These prizes range from $25 all the way up to $5,000. Open a Saver’s Sweepstakes® account today!

Earn an entry into the statewide drawing when you increase your month-over-month savings balance by $25 (up to six entries per month). The more you save, the more chances you have to win!  Learn more about Saver’s Sweepstakes and how you can Save to Win by reading these FAQ’s.

Estimated Statewide drawings that will be done in 2020:

Statewide prize drawings are conducted monthly, quarterly and annually.

Prize Drawings Number of Winners Prize Amounts Total Winners Total Prizes
Monthly 75 $100 900 $90,000
Quarterly 5 $1,000 20 $20,000
Annual (ICU Day) 1 $5,000 1 $5,000
Holiday (November) 10 $500 10 $5,000
Total 931 $120,000


Shoreline Membership drawings that will be done in 2020.

These prizes are exclusive to Shoreline members and give you extra chances to win big.

Prize Drawings Number of Winners Prize Amounts Total Winners Total Prizes
Monthly 4 $25 48 $1,200
Quarterly 1 $100 4 $400
Annual 1 $400 1 $400
Total 66 $2,000

June 2020 Monthly Winner - Lilian C.

January 2020 Statewide Winner - Kay F.

January 2020 Statewide Winner - James L.

Past Winner - Armando C.

Past Winner - Dana H.

Past Winner - Wyatt B.

Past Winner - Sheng Y.

Past Winner - Ryan K.

Past Winner - Andrea S.

I needed a loan to cover an unexpected car repair. It started with an early morning peek at SLCU loan rates then a live chat with Nathan who advised me of my best options. Later that morning I called and talked to Tom S. Within an hour he put together a loan and had the money in my account later that afternoon. Thank you Tom!

The Hometown Program

Shoreline Hometown Credit Union proudly offers our members 2X Rewards Points for shopping at participating Hometown Businesses when they use their Hometown Rewards Credit Card. There are more than 100 local businesses signed up for this exciting program.The Hometown Program is a partnership with local hometown businesses. Shoreline offers our members 2X Rewards Points when they shop at these businesses. The member can then redeem these points for Hometown Gift Certificates to any of the participating Hometown Businesses. This is a no cost program for the businesses and they also receive joint marketing support in the form of flyer’s and social media postings. This helps keep spending local.

What is the purpose of The Hometown Program?

The purpose of the Hometown Program is to promote Shopping Hometown. We promote “Shopping Hometown” at our participating Hometown Businesses. This is a win-win because our businesses receive new customers and more business. Additionally Shoreline rewards our members with 2X Rewards Points and Hometown Gift Certificates. A member can come in and redeem their points for customized Hometown Gift Certificates to a business or businesses of their choice.

Participating Hometown Businesses.

Follow the link for a complete list! To redeem your points for
Hometown Gift Certificates please visit either Shoreline location.
As a local business, we have appreciated the shop local hometown rewards program offered by Shoreline. Offering these rewards has helped boost our business with an influx of patrons utilizing their gift certificates at the Lighthouse Inn. We are happy to partner with another local business to support our community.
Lighthouse Inn, Two Rivers WI

The Hometown Club

You work hard in your Hometown. Now reward yourself. Join the Hometown Club!

What is the Hometown Club?

The Hometown Club is an exclusive club offered by Shoreline Hometown Credit Union. This club allows new and existing members to join and have access to exclusive events, random prize drawings, and one free box of checks per year*. New members can earn up to $100 in Hometown Gift Certificates**.

Become a member today!

Become a member and join The Hometown Club!
Earn up to $100 in Hometown Gift Certificates.
All I can say is WOW! I just had a great experience at Shoreline. I received a personal loan from you guys this morning and worked with Kyle and Tomas. You guys really have a great crew over there and should be very proud. It was like working with a trusted friend. Wasn't "banky" at all. So cool.
Jason Prigge - Vagabond Creative Studio and Co-Founder Coolest Coast
Subject to credit approval. Other restrictions may apply. *One free box of checks per year. Terms and conditions of this club may change without notice. **$100 in Hometown Gift Certificates (H.G.C.) issued upon joining the Hometown Club, having $250 Direct Deposit or eStatements, and having a active Hometown Credit Card on your account. These three steps must be completed to get the $100 in H.G.C. Membership requirements apply. Equal Housing Opportunity. Contact your Shoreline representative for complete details. All requirements must be met within 90 days of account opening. Not compatible with any other offers.

Make Cents™

Make Cents™, your way to make saving with Shoreline effortless.Ready to start saving but don’t know how to take the first step? Make Cents™ is a convenient way to start building your savings! Make Cents™ rounds up each of your debit card purchases to the next whole dollar amount. At the end of the day, the “cents” from all your purchases is directly transferred from your checking account to your savings account or money market of your choice. To sign up for Make Cents™ today, please speak with a Shoreline representative or fill out the form to the right!

Why Make Cents™?

  • Save time, money, and stress.
  • The more you shop with your Shoreline debit card, the more you save.
  • Everything is automatic — so saving is effortless.


Sign up electronically below! Start saving!


How does it work?

Debit Card Purchase Round UP Amount Amount Difference
Gas $40.50 $41 $0.50
Groceries $98.72 $99 $0.28
Retail $5.13 $6 $0.87
Total Transferred into Savings $1.65
Membership eligibility is required. Debit Card Roundup transfers are eligible for Debit Card purchases only. Transactions will be rounded to the nearest whole dollar. Transfers will occur during end-of-day processing on the same day the transaction is posted to your Checking Account. One transfer of all calculated funds will be made each day. Once enrolled, transfers will begin to post on the next business day. Purchases made on weekends or holidays will post on the next business day. Funds are transferred only if they are available. Partial transfers are allowed up to the available funds in the checking account. Transfers will not cause the account to post a negative balance nor post below available funds. If your Debit Card purchase is subsequently cancelled or reversed, the Debit Card Roundup transfer remains in the savings account. Not available on Business Accounts, Individual Retirement Accounts or Health Savings Accounts. In the event the member does not have enough funds to transfer the funds of the round up a partial transfer of whatever funds are available will be posted. To sign up for the Make Cents program, please speak with a Shoreline representative.
Federally insured by NCUA.