Vehicle Loans
Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan today! You can also call or visit our convenient locations in Two Rivers or Manitowoc. Loans are subject to credit approval.
Auto Loan Rates:
So long summer, Hello Autumn!
The Temperatures are falling and the leaves are changing colors, Shoreline Hometown Credit Union still has the hottest loan deals in town with the Hello Autumn Auto Loan Sale. Apply online today to take advantage of our low auto loan rates. As a bonus, make no loan payments for 90 days. With our Hometown Loan Rebate Program, earn a 0.25% loan rebate. Cruise into fall with style. Shoreline Hometown Credit Union, voted Best Credit Union on the Lakeshore.
This offer applies to all consumer closed end loans. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the ‘Hello Autumn Loan Sale’ 90 Day no Pay offer. Up to 90 Days with approved credit. Offer valid 9/02/2020 through 11/30/2020. Membership eligibility required. Mortgage loans not included in this program. 90 Day no pay for (A & B) 680+ credit score and up to a 72 month loan. 90 days no pay for (C) 640-679 up to 48 months and 60 days no pay on 60 month loans. Shoreline Hometown Credit Union existing loans do not qualify.
**100% Loan-To-Value. Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 9/02/2020. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms, and conditions are subject to change.
Classic Car Financing
We will finance your dream car at 2020 rates, that’s a fact. Maximum term of up to 84 months too. Conveniently make your payments two different ways in Green Bay; Online at ShorelineCU.org, or in person at Schneider Community Credit Union located at 781 Willard Drive in Green Bay.
Shoreline Financing**
| Model Year | % Financed | Max. Term |
|---|---|---|
| 2017-2020 | 100% | 84 months |
| 2016 | 100% | 84 months |
| 2015 | 100% | 84 months |
| 1910-2014 | 100% | 84 months |
Other Lender Auto Financing
| Model Year | % Financed | Max. Term |
|---|---|---|
| 2017-2020 | 100% | 84 months |
| 2016 | 90% | 72 months |
| 2015 | 90% | 60 months |
| 2011-2014 | 80% | 48 months |
NEW OR USED, TITLED/NON-TITLED VEHICLE LOAN RATES
Vehicles, Boats, RVs, On-Road Motorcycles, ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft
APR Rate does not include 0.25% Hometown Loan Rebate.
| Term | APR Rate | Monthly Payment*** |
|---|---|---|
| (up to) | (as low as)** | |
| 24 mo. or less | 2.79% | $42.88 |
| 36 mo. | 3.09% | $29.12 |
| 48 mo. | 3.19% | $22.21 |
| 60 mo. | 3.29% | $18.09 |
| 72 mo. | 3.59% | $15.45 |
| 84 mo. | 4.29% | $13.80 |
| 120 mo.* (Boat/RV’s >$40k, 100% LTV) | 5.29% | $10.74 |
Hometown Loan Rebate Program
Personalized Hometown service is a major benefit of banking at Shoreline Credit Union. Earn up to 0.50% cash back to your second mortgage, or up to 0.25% cash back to all other new loans by completing these steps.
Here is how you qualify* for 0.25% on consumer and mortgage loans:
- Direct Deposits totaling $500 per month**
- Register for Online Banking and eStatements
- Having either a Hometown Credit Card or Platinum Credit Card on your account.
HOMEOWNERS – Here is how you qualify for an additional 0.25% cash back rebate on your new second mortgage:
- Have an existing first mortgage with Shoreline Hometown Credit Union.
- Be approved and open a new second mortgage.
For more information please call 920-482-3700 and speak with one of our Hometown Lenders.
Apply for a Loan Today!
Credit cards are excluded from receiving a cash back rebate. *Consumer and mortgage loans or lines of credit opened after 9/30/2018 are eligible for up to 0.25% cash back. Second mortgages opened after 10/28/2019 qualify for an additional 0.25% cash back, for a total of 0.50% cash back If you meet the monthly qualifying requirements, the earned cash back, based on the loans’ average daily balance for the preceding month will be posted to your loan. All requirements must be completed under the same member number. Loans and credit cards are subject to credit and collateral approval. **Direct Deposits will include credits that are directly deposited into your Shoreline Credit Union account and may include payroll and other ACH entries. The new 2nd mortgage must close 10/28/19 or later. Membership requirements apply. Equal Housing Opportunity.
Federally insured by NCUA.
**100% Loan-To-Value. Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 8/01/2020. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms, and conditions are subject to change.
Federally insured by NCUA.
Protect yourself from unforeseen expenses in case of an accident or major car repairs.
Learn more about GAP (Guaranteed Asset Protection), and MRC (Mechanical Repair Coverage).
Shoreline lending experts who can assist you with your loan requirements:
Karen Bauknecht
920-794-2121
NMLS ID 460820
[email protected]
3131 Mishicot Rd.
Two Rivers, WI 54241
Tomas Salinas
920-482-3725
NMLS ID 1709773
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220
Bank from home! For first available Hometown Lender, email us here.