Vehicle Loans

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Apply online for an Auto Loan with Shoreline Hometown Credit Union!

Vehicle Loans

Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan today! You can also call or visit our convenient locations in Two Rivers or Manitowoc. Loans are subject to credit approval.

Auto Loan Rates:


Refresh Your Ride Loan Sale!

Are you tired of riding around in a clunker? Shoreline Hometown Credit Union has the perfect opportunity for you to drive a better vehicle with the “Refresh your Ride” loan sale. Apply today to take advantage of Shoreline’s low rate on vehicle loans. As a bonus, make no loan payments for 90 days. Do you hate to wait? No need to stop by a branch. Choose a vehicle at and apply online.

This offer applies to all consumer closed end loans. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the ‘Refresh Your Ride’ 90 Day no Pay offer. Up to 90 Days with approved credit. Offer valid 2/1/2020 through 4/31/2020. Membership eligibility required.Mortgage loans not included in this program. 90 Day no pay for (A & B) 680+ credit score and up to a 72 month loan. 90 days no pay for (C) 640-679 up to 48 months and 60 days no pay on 60 month loans. Shoreline Hometown Credit Union existing loans do not qualify. **As an example, 48 monthly payments of $22.09 per $1,000 borrowed based on 2.89% Annual Percentage Rate (APR). **
Federally insured by NCUA.


Vehicles, Boats, RVs, On-Road Motorcycles

Term APR Rate Monthly Payment***
(up to) (as low as)**
24 mo. 2.89% $42.93
36 mo. 2.89% $29.03
48 mo. 2.89% $22.09
60 mo. 3.14% $18.03
72 mo. 3.64% $15.48
84 mo. 4.14% $13.73
96 mo.* 4.89% $12.61
*96 month available to highly qualified borrowers on loan amounts of $35,000 or greater. Only new, not previously titled autos/trucks and RVs, current year or newer.


ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment***
(up to) (as low as)**
24 mo. 6.89% $44.72
36 mo. 6.89% $30.83
48 mo. 6.89% $23.90
60 mo. 7.14% $19.87
72 mo. 7.89% $17.48


$40,000 and over

Term APR Rate Monthly Payment***
(up to) (as low as)**
120 mo. 5.39% $10.80
**100% Loan-To-Value. Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 11/1/2019. All rates subject to change. Membership Eligibility Required.
Federally insured by NCUA.
If you want the best service around, go here! WOW... Making a loan for a vehicle simple, Thank you Karen!
Aaron K.

Protect yourself from unforeseen expenses in case of an accident or major car repairs.

Learn more about GAP (Guaranteed Asset Protection), and MRC (Mechanical Repair Coverage).

Shoreline lending experts who can assist you with your loan requirements:

Karen Bauknecht

NMLS ID 460820
[email protected]
3131 Mishicot Rd.
Two Rivers, WI 54241


Tomas Salinas

NMLS ID 1709773
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220

Bank from home! For first available Hometown Lender, email us here.