Vehicle Loans

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Apply online for an Auto Loan with Shoreline Hometown Credit Union!

Vehicle Loans

Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan today! You can also call or visit our convenient locations in Two Rivers, Manitowoc, or Green Bay. Loans are subject to credit approval.

Auto Loan Rates:


Looking to buy your first car?

Whether you’re a student or a working adult, buying your first car is an exciting time in your life. A vehicle is a major purchase, and many of us need some form of financing to complete that purchase. We want to help you get into your first car and get moving.

Shoreline Hometown Credit Union is pleased to announce simple and affordable auto loans for first-time buyers. They’re a great way to build credit and get on the road to a successful future.

No Co-Signer Required

No Co-Signer required for qualified applicants.

Details You Need to Know

Maximum Loan Value: $15,000
Maximum Term: 60 months
No Co-Signer Needed
*APR = Annual Percentage Rate

This offer applies to First Time Auto Loan Buyers. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Maximum Loan Term of 60 Months. Maximum Loan amount of $15,000. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the First Time Auto Loan Buyer Promotion. Membership eligibility required. Mortgage loans not included in this program. Shoreline Hometown Credit Union existing loans do not qualify.  As an example, 60 monthly payments of $19.30 per $1,000 borrowed based on 5.94% Annual Percentage Rate (APR) 


Vehicles, Boats, RVs, On-Road Motorcycles, ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment**
(up to) (as low as)*
24 mo. or less 3.49% $43.20
36 mo. 3.79% $29.43
48 mo. 3.99% $22.57
60 mo. 4.19% $18.50
72 mo. 4.39% $15.82
84 mo. 4.59% $13.94
120 mo. (Boat/RV’s >$40k, 100% LTV) 5.09% $10.65
180 mo. (Boat/RV’s >$40k, 100% LTV) 5.59 $8.22

Classic Car Financing

We will finance your dream car at current model year rates, that’s a fact. Maximum term of up to 84 months too.

Shoreline Financing*

Model Year % Financed Max. Term
2017-2021 *100% 84 months
2016 *100% 84 months
2015 *100% 84 months
1909-2014 *100% 84 months

Other Lender Auto Financing

Model Year % Financed Max. Term
2017-2020 100% 84 months
2016 90% 72 months
2015 90% 60 months
2011-2014 80% 48 months


*Rate subject to loan-to-value ratios. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval.
** Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 08/22/2022.  Rates, terms, and conditions are subject to change without notice.

Federally insured by NCUA.

If you want the best service around, go here! WOW... Making a loan for a vehicle simple, Thank you Karen!
Aaron K.

Protect yourself from unforeseen expenses in case of an accident or major car repairs.

Learn more about GAP (Guaranteed Asset Protection), and MRC (Mechanical Repair Coverage).

Shoreline lending experts who can assist you with your loan requirements:

Tomas Salinas

NMLS ID 1709773/409479
4400 Calumet Ave.
Manitowoc, WI 54220

Mellisa Coronado

NMLS ID 193681/409479
2354 East Mason St.
Green Bay, WI 54302

Jason Scharping

NMLS ID 1811941/409479
3131 Mishicot Rd.
Two Rivers, WI 54241

Brandon Behm

2354 East Mason St.
Green Bay, WI 54302

Matt York

4400 Calumet Ave.
Manitowoc, WI 54220

Rhonda Buechner

4400 Calumet Ave.
Manitowoc, WI 54220

Bank from home! For first available Hometown Lender, email us here.