Vehicle Loans

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Apply online for an Auto Loan with Shoreline Hometown Credit Union!

Vehicle Loans

Shoreline Hometown Credit Union can help you purchase a new or used car or other vehicle such as a recreational vehicle, motorcycle or boat. Become a member and apply for a loan today! You can also call or visit our convenient locations in Two Rivers or Manitowoc. Loans are subject to credit approval.

Auto Loan Rates:

 

80 Year Anniversary Auto Loan Special!

In celebration of our 80 year anniversary,

Shoreline Hometown Credit Union is excited to offer a 1.80% APR*  Auto Loan promotion. Apply online today to take advantage of this low loan rates. Applying online is quick and easy, go to ShorelineCU.org/apply. Shoreline Hometown Credit Union, voted Best Credit Union on the Lakeshore in 2020.

This offer applies to all consumer personal loans, existing Shoreline Hometown Credit Union loans do not qualify.  $10,000 new money is required to qualify for this loan promotion.  Rates and loan term conditions are based on credit qualifications, membership eligibility and approval.  Rates, terms and conditions are subject to change.  Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for this offer. Offer valid 3/01/2021 through 4/14/2021.  Campaign dates are subject to change.  Mortgage  loans not included in this promotion. 
**As an example, 60 monthly payments of $17 per $1,000 borrowed based on 1.80% Annual Percentage Rate(APR).  Monthly payment is based on payment per $1,000 borrowed for rate and term.  Rate subject to loan-to-value ratios.

Looking to buy your first car?

Whether you’re a student or a working adult, buying your first car is an exciting time in your life. A vehicle is a major purchase, and many of us need some form of financing to complete that purchase. We want to help you get into your first car and get moving.

Shoreline Hometown Credit Union is pleased to announce simple and affordable auto loans for first-time buyers. They’re a great way to build credit and get on the road to a successful future.

Special Rate for First-Time Buyers

First-Time Auto Buyers rate starting at 3.89% APR*

No Co-Signer Required

No Co-Signer required for qualified applicants.

Details You Need to Know

Maximum Loan Value: $15,000
Maximum Term: 60 months
No Co-Signer Needed
*APR = Annual Percentage Rate

This offer applies to First Time Auto Loan Buyers. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Maximum Loan Term of 60 Months. Maximum Loan amount of $15,000. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the First Time Auto Loan Buyer Promotion. Membership eligibility required. Mortgage loans not included in this program. Shoreline Hometown Credit Union existing loans do not qualify. ** As an example, 24 monthly payments of $43.00 per $1,000 borrowed based on 3.89% Annual Percentage Rate (APR) **

NEW OR USED, TITLED/NON-TITLED VEHICLE LOAN RATES

Vehicles, Boats, RVs, On-Road Motorcycles, ATVs, Snowmobiles, Dirt Bikes, Personal Watercraft

Term APR Rate Monthly Payment***
(up to) (as low as)**
24 mo. or less 1.80% $43
36 mo. 1.80% $29
48 mo. 1.80% $22
60 mo. 1.80% $18
72 mo. 2.69% $15.05
84 mo. 3.39% $13.38
120 mo.* (Boat/RV’s >$40k, 100% LTV) 4.39% $10.31

Classic Car Financing

We will finance your dream car at 2021 rates, that’s a fact. Maximum term of up to 84 months too.

Shoreline Financing**

Model Year % Financed Max. Term
2017-2021 100% 84 months
2016 100% 84 months
2015 100% 84 months
1909-2014 100% 84 months

Other Lender Auto Financing

Model Year % Financed Max. Term
2017-2020 100% 84 months
2016 90% 72 months
2015 90% 60 months
2011-2014 80% 48 months

 

Rate subject to loan-to-value ratios. Monthly payment is based on payment per $1,000 borrowed for rate and term. Rates effective as of 12/01/2020. All rates subject to change. Membership Eligibility Required. Loan terms and conditions are based on credit qualifications, relationship and approval.  Rates, terms, and conditions are subject to change.
Federally insured by NCUA.
If you want the best service around, go here! WOW... Making a loan for a vehicle simple, Thank you Karen!
Aaron K.

Protect yourself from unforeseen expenses in case of an accident or major car repairs.

Learn more about GAP (Guaranteed Asset Protection), and MRC (Mechanical Repair Coverage).

Shoreline lending experts who can assist you with your loan requirements:

Karen Bauknecht

920-794-2121
NMLS ID 460820/409479
[email protected]
3131 Mishicot Rd.
Two Rivers, WI 54241

 

Tomas Salinas

920-482-3725
NMLS ID 1709773/409479
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220

Jason Scharping

920-482-3737
NMLS ID 1811941/409479
[email protected]
4400 Calumet Ave.
Manitowoc, WI 54220

Brandon Behm

920-482-3713
[email protected]
3131 Mishicot Rd.
Two Rivers, WI 54241

Bank from home! For first available Hometown Lender, email us here.