Credit Cards

Credit Cards

$0 Balance Transfer Fee.
$0 Annual Fee.
$0 Cash Advance Fee.
This offer applies to new AND existing Shoreline Credit Card holders.
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*APR=Annual Percentage Rate. Subject to credit approval. Membership eligibility requirements apply. Balance transfers cannot be used to payoff balances on existing Shoreline cards. As of January 1st, 2024, Balance Transfers have no Transfer Fee, Shoreline Hometown Credit Union credit cards have no Annual Fee, and does not charge for cash advances. Fees do apply. Rates subject to change. Purchases and current balances subject to standard rates. Refer to Credit Card disclosure for more details.

Shoreline Hometown Rewards Mastercard

  • Rewards points on every purchase.
  • Earn 5x Rewards Points at participating Hometown Businesses. For more information see Hometown Program.
  • No annual fee.
  • No balance transfer fee.
  • Stop in one of our convenient locations and redeem your points for a Hometown Business Gift Certificate.

Shoreline Hometown Platinum Mastercard

  • No annual fee.
  • No balance transfer fee.
  • Ideal for transferring high balance, high interest card balances for a lower rate.

Shoreline Mastercard® Credit Card

What number do I call to activate the card?
1-866-762-0558. This number will also be on the sticker on the card when it first arrives. When activating the card, it will ask for the “Primary cardholder’s information” this is the information of the person whose name is on the card, not necessarily the primary member on the account.

Is there any annual fee, balance transfer fee, or cash advance fee?
No, Shoreline does not charge an annual fee, balance transfer fee, nor fee for cash advances.

Can I turn my card off and on for safety?
Yes. Check out our Card lock and Unlock Page.

How can I make payments on the card?
Payments can be made by quick transfers, schedule one time future payments, and schedule recurring payments for either minimum balance, or statement balance. All payment activity can be managed from our mobile app.

What date are payments due?
Payment dates will always be on the 28th of every month.

Can I use my card internationally?
Yes, enjoy flexible spending power for everyday purchases and foreign travel since MasterCard® is the most widely accepted card around the world.

Do cards have contactless tap to pay?
Yes. Anywhere that you see a symbol like this, the card can use its contactless chip.  We encourage our members to use Contactless as a safer, quicker, and more secure method of transacting at participating businesses.

Will I be able to get same day replacement with the cards?
Yes. If anything happens to your card, and a new one needs to be created, we can create them in person at the branches.

Whom do I call for questions related to my credit card?
If you have questions about activating your new credit card, features, using your credit card, or anything else with the card, please contact: 920-482-3783.

Who do I call if there is Fraud on my card?
Contact our fraud department about potentially fraudulent charges, please note the new number is: 1-888-241-2440

Will I be able to use my credit card as an Overdraft Protection account as an additional source to prevent overdraft and associated charges?
Yes, you can use your credit card as Overdraft Protection. Call 920-482-3700, and talk to a Shoreline representative today to find out how.

Credit Card Lock/Unlock feature now available on our Mobile App.

Protect yourself from Credit Card fraud! In addition to temporarily locking and unlocking your Shoreline debit card in the mobile app, you now have the ability to lock/unlock your credit card in the Mobile App. This feature helps prevent unauthorized card use if you misplace your wallet, purse, or phone. Once you locate your card, you can easily turn the card back on again.

Locking/Unlocking Card from the Account Home tab

You can lock your credit card using the following steps:

  1. Login to your Shoreline Credit Union Mobile App. 
  2. Click the More menu. 
  3. Click the Manage My Cards icon.
  4. Click on the card you need to manage.
  5. Slide the Active/Locked slider to the status you need..

Card controls can also be found in the app, listed just below your list of accounts.

Tomas showed great customer service and I will continue to bank with Shoreline Hometown Credit Union and recommend Shoreline to anyone looking for loans or checking/saving accounts! Thank you Shoreline!

Apply Today!

Start your application here:
Subject to credit approval. The APR is a variable rate and is subject to change. Fees do apply. Refer to Credit Card disclosure for more details. 
Federally insured by NCUA.