Mortgage & Equity
Mortgage rate lock
Lock in your mortgage rate for up to 120 days to protect yourself from rising rates.
You’ve decided it’s time to buy a house. You can envision your dream home – the perfect home for you. You just haven’t found it yet.
In the meantime, rates are on the rise. They’re continually climbing higher, threatening the purchasing power of your funds. You’re not sure what to do to protect yourself from the ongoing rate increases.
Locking in the current rate with Shoreline can provide the protection you need to enjoy house hunting. When you lock in your rate, it’ll remain the same for up to 120 days, giving you time to find your dream home. Even better, if rates go down, you’ll have the option to select the lower rate!
We want to see you happily settled in a house that’s perfect for you. Lock in your mortgage rate with us and take your time hunting for your future home.
Contact one of our friendly mortgage lenders.
Email mortgage@shorelinecu.org or call, text, or fax 920-482-3752.
*Subject to credit approval. Membership requirements apply. Rate lock program subject to change at any time, without notice.
Mortgages made easy and affordable
Fast, easy affordable loans. Our low-cost, convenient mortgage loans come with a variety of payment terms. It is easy to apply in person, online or by phone or mail. Shoreline offers low-cost loans with a variety of payment terms to fit your budget.
Options Include:
- Purchases
- Refinances
- Pre-approvals
- Low money down program
- First and Second mortgages
- Home equity loans
- 5, 7, 10, 13, 15, 20 and 30 year fixed-rate mortgages
- Additional Mortgage Loan Products
- VA Loans
- USDA Loans
- WHEDA Loans
- FHA Loans
Bring these items in when applying for a Mortgage
- Two years employment history
- Two years of W-2s
- One month of pay stubs
- Child support or alimony received documentation
- Pension, disability or Social Security income requires current awards letter
- Signed offer to purchase documents (if Applicable)
- If refinancing —home owners insurance, current mortgage statement
- Child support or alimony court order if paying
- If divorced — copy of divorce decree.
Shoreline Lending Experts who can assist you with your loan requirements:
Nicole Hurlbert
920-794-5503
NMLS ID 1121905/409479
HurlbertN@ShorelineCU.org
3131 Mishicot Rd.
Two Rivers, WI 54241
Andrea Schmitt
920-794-2115
NMLS ID 441422/409479
SchmittA@ShorelineCU.org
4400 Calumet Ave.
Manitowoc, WI 54220
Ryan Angst
920-482-3775
NMLS ID 776482/409479
AngstR@ShorelineCU.org
4400 Calumet Ave.
Manitowoc, WI 54220
Adria Pekarek
920-482-3706
NMLS ID 2045751/409479
PekarekA@ShorelineCU.org
4400 Calumet Ave.
Manitowoc, WI 54220
Bank from home! For first available Hometown Lender, email us Here.