Make Cents™

Make Cents™

Make Cents™, your way to make saving with Shoreline effortless.Ready to start saving but don’t know how to take the first step? Make Cents™ is a convenient way to start building your savings! Make Cents™ rounds up each of your debit card purchases to the next whole dollar amount. At the end of the day, the “cents” from all your purchases is directly transferred from your checking account to your savings account or money market of your choice. To sign up for Make Cents™ today, please speak with a Shoreline representative or fill out the form to the right!

Why Make Cents™?

  • Save time, money, and stress.
  • The more you shop with your Shoreline debit card, the more you save.
  • Everything is automatic — so saving is effortless.

 

 

How does it work?

Debit Card Purchase Round UP Amount Amount Difference
Gas $40.50 $41 $0.50
Groceries $98.72 $99 $0.28
Retail $5.13 $6 $0.87
Total Transferred into Savings $1.65
Membership eligibility is required. Debit Card Roundup transfers are eligible for Debit Card purchases only. Transactions will be rounded to the nearest whole dollar. Transfers will occur during end-of-day processing on the same day the transaction is posted to your Checking Account. One transfer of all calculated funds will be made each day. Once enrolled, transfers will begin to post on the next business day. Purchases made on weekends or holidays will post on the next business day. Funds are transferred only if they are available. Partial transfers are allowed up to the available funds in the checking account. Transfers will not cause the account to post a negative balance nor post below available funds. If your Debit Card purchase is subsequently cancelled or reversed, the Debit Card Roundup transfer remains in the savings account. Not available on Business Accounts, Individual Retirement Accounts or Health Savings Accounts. In the event the member does not have enough funds to transfer the funds of the round up a partial transfer of whatever funds are available will be posted. To sign up for the Make Cents program, please speak with a Shoreline representative.
Federally insured by NCUA.