Mortgage & Equity Rates

Mortgage Loans

Adjustable Rate Mortgage (ARM) Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Payment
5/1 ARM 6.99% 7.48% $665.01
7/1 ARM 7.24% 7.644% $681.90
10/1 ARM 7.375% 7.574% $691.09
Listed rates may change after the initial lock period.

Fixed-Rate Mortgage Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 6.750% 6.917% $648.60
20 Year Fixed 6.750% 6.969% $760.36
15 Year Fixed 6.250% 6.516% $857.42
10 Year Fixed – In House 6.990% 7.08% $1,160.57
7 Year Fixed – In House 6.740% 6.86% $1,496.59

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 7.375% 7.48% $398.98
15 Year Fixed 6.875% 7.00% $445.93
10 Year Fixed 7.625% 7.73% $596.78

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 11/24/2023. All rates subject to change. *FICO 08
Federally insured by NCUA.