Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 5.240% 5.32% $551.58
20 Year Fixed 4.990% 5.10% $659.40
15 Year Fixed 4.375% 4.51% $758.62
10 Year Fixed 3.240% 3.32% $976.73

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 5.625% 5.67% $694.97
15 Year Fixed 5.000% 5.06% $790.79
10 Year Fixed 3.875% 3.92% $1006.52

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.