Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

APR Rate does not include 0.25% Hometown Loan Rebate.

Term Rate APR Monthly Payment
30 Year Fixed 3.740% 3.82% $462.55
20 Year Fixed 3.740% 3.85% $592.37
15 Year Fixed 3.125% 3.26% $696.61
10 Year Fixed 3.490% 3.57% $988.39
5.25/1 Yr. ARM 3.240% (30 yr. amortization) 2.735% $434.66
5.25/1 Yr. ARM 2.490% (15 yr. amortization) 2.540% $666.32

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 4.375% 4.42% $625.92
15 Year Fixed 3.750% 3.81% $727.22
10 Year Fixed 4.125% 4.17% $1,018.40

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 89.99%+ Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.