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Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 3.250% 3.32% $435.21
20 Year Fixed 2.875% 2.98% $548.36
15 Year Fixed 2.590% 2.72% $671.03
10 Year Fixed 2.375% 2.45% $937.03

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 3.500% 3.54% $579.96
15 Year Fixed 3.250% 3.30% $702.67
10 Year Fixed 3.000% 3.05% $965.61

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 89.99%+ Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.