Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 6.875% 6.97% $656.93
20 Year Fixed 6.625% 6.74% $752.95
15 Year Fixed 5.875% 6.02% $837.12
10 Year Fixed 4.990% 5.07% $1060.17

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 7.250% 7.30% $790.38
15 Year Fixed 6.500% 6.56% $871.11
10 Year Fixed 5.625% 5.67% $1091.47

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 10/03/2022. All rates subject to change. *FICO 08
Federally insured by NCUA.