Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed Contact a loan officer for rates! Contact a loan officer for rates!
20 Year Fixed Contact a loan officer for rates! Contact a loan officer for rates!
15 Year Fixed Contact a loan officer for rates! Contact a loan officer for rates!
5.25/1 Yr. ARM 3.240% (30 yr. amortization) 3.332% $434.66
13 Year Fixed 3.375% 3.554% $792.79
10 Year Fixed 3.125% 3.352% $971.39
7 Year Fixed 2.875% 3.192% $1,315.70
5 Year Fixed 2.875% 3.313% $1,791.32

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
5.25/1 Yr. ARM 3.49% (20 yr. amortization) 3.834% $289.72
13 Year Fixed 3.99% 4.166% $411.31
10 Year Fixed 3.74% 3.964% $500.07
7 Year Fixed 3.49% 3.804% $671.77
5 Year Fixed 3.49% 3.921% $909.36

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 89.99%+ Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.