Mortgage & Equity Rates

Mortgage Loans

Adjustable Rate Mortgage (ARM) Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Payment
5/1 ARM 4.990% 6.197% $536.21
7/1 ARM 5.240% 6.104% $551.58
10/1 ARM 5.990% 6.354% $598.91
Listed rates may change after the initial lock period.

Fixed-Rate Mortgage Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 5.990% 6.08% $598.91
20 Year Fixed 5.740% 5.85% $701.51
15 Year Fixed 5.240% 5.38% $803.35
10 Year Fixed 4.990% 5.07% $1,060.17
7 Year Fixed 4.990% 5.10% $1,412.92

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 6.375% 6.42% $738.23
15 Year Fixed 5.875% 5.93% $837.12
10 Year Fixed 5.625% 5.67% $1,091.47

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 01/20/2023. All rates subject to change. *FICO 08
Federally insured by NCUA.