Mortgage & Equity Rates

Mortgage Loans

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

APR Rate does not include 0.25% Hometown Loan Rebate.

Term Rate APR Monthly Payment
30 Year Fixed 3.000% 3.072% $421.60
20 Year Fixed 2.875% 2.977% $548.36
15 Year Fixed 2.875% 3.007% $684.59
10 Year Fixed 2.750% 2.828% $954.11
5.25/1 Yr. ARM 3.240% (30 yr. amortization) 2.735% $434.66
5.25/1 Yr. ARM 2.490% (15 yr. amortization) 2.540% $666.32

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 3.500% 3.585% $289.96
15 Year Fixed 3.50% 3.609% $357.44
10 Year Fixed 3.375% 3.470% $491.51

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 89.99%+ Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.