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Mortgage & Equity Rates

Mortgage Loans

Adjustable Rate Mortgage (ARM) Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Payment
5/1 ARM 6.190% 6.9240% $611.82
7/1 ARM 6.190% 6.643% $611.82
10/1 ARM 6.590% 6.792% $638.00
Listed rates may change after the initial lock period.

Fixed-Rate Mortgage Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 6.990% 7.08% $664.63
20 Year Fixed 6.625% 6.74% $752.95
15 Year Fixed 6.240% 6.39% $856.88
10 Year Fixed 5.990% 6.07% $1,109.70
7 Year Fixed 5.490% 5.60% $1,436.53

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 7.250% 7.39% $790.38
15 Year Fixed 6.875% 6.94% $891.85
10 Year Fixed 6.625% 6.68% $1,141.85

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 5/12/2023. All rates subject to change. *FICO 08
Federally insured by NCUA.