Mortgage Loans
Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.
APR Rate does not include 0.25% Hometown Loan Rebate.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 30 Year Fixed | 3.375% | 3.449% | $442.1 |
| 20 Year Fixed | 3.250% | 3.353% | $567.2 |
| 15 Year Fixed | 3.050% | 3.183% | $692.99 |
| 10 Year Fixed | 3.050% | 3.129% | $967.92 |
| 5.25/1 Yr. ARM | 3.240% (30 yr. amortization) | 2.735% | $434.66 |
| 5.25/1 Yr. ARM | 2.490% (15 yr. amortization) | 2.540% | $666.32 |
Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 20 Year Fixed | 3.875% | 3.961% | $299.71 |
| 15 Year Fixed | 3.625% | 3.784% | $360.52 |
| 10 Year Fixed | 3.625% | 3.72% | $497.36 |
Home Equity Line of Credit Rates
| Loan-to-Value | 740> Credit Grade* | 739-680 Credit Grade* | 679-640 Credit Grade* |
|---|---|---|---|
| 80% or Less | Prime | Prime + .25 | Prime + .50 |
| 80.01% – 89.99%+ | Prime + 1.00 | Prime + 1.25 | Prime + 1.50 |