Mortgage Loans
Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 30 Year Fixed | Contact a loan officer for rates! | Contact a loan officer for rates! | – |
| 20 Year Fixed | Contact a loan officer for rates! | Contact a loan officer for rates! | – |
| 15 Year Fixed | Contact a loan officer for rates! | Contact a loan officer for rates! | – |
| 5.25/1 Yr. ARM | 3.240% (30 yr. amortization) | 3.332% | $434.66 |
| 13 Year Fixed | 3.375% | 3.554% | $792.79 |
| 10 Year Fixed | 3.125% | 3.352% | $971.39 |
| 7 Year Fixed | 2.875% | 3.192% | $1,315.70 |
| 5 Year Fixed | 2.875% | 3.313% | $1,791.32 |
Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 5.25/1 Yr. ARM | 3.49% (20 yr. amortization) | 3.834% | $289.72 |
| 13 Year Fixed | 3.99% | 4.166% | $411.31 |
| 10 Year Fixed | 3.74% | 3.964% | $500.07 |
| 7 Year Fixed | 3.49% | 3.804% | $671.77 |
| 5 Year Fixed | 3.49% | 3.921% | $909.36 |
Home Equity Line of Credit Rates
| Loan-to-Value | 740> Credit Grade* | 739-680 Credit Grade* | 679-640 Credit Grade* |
|---|---|---|---|
| 80% or Less | Prime | Prime + .25 | Prime + .50 |
| 80.01% – 89.99%+ | Prime + 1.00 | Prime + 1.25 | Prime + 1.50 |