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Mortgage & Equity Rates

Mortgage Loans

Adjustable Rate Mortgage (ARM) Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $160,000 loan amount.

Term Rate APR Payment
5/1 ARM 6.490% 7.243% $1,010.81
7/1 ARM 6.740% 7.240% $1,037.28
10/1 ARM 7.125% 7.372% $1,078.58
Listed rates may change after the initial lock period.

Fixed-Rate Mortgage Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $160,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 5.875% 5,981% $946.46
20 Year Fixed – In House 6.375% 6.497% $1,181.65
15 Year Fixed 5.875% 6.054% $1,339.39
10 Year Fixed – In House 5.990% 6.197% $1,775.95

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 7.000% 7.169% $387.82
15 Year Fixed 6.750% 6.955% $442.61
10 Year Fixed 6.625% 6.819% $571.08

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 8/23/2024. All rates subject to change. *FICO 08
Federally insured by NCUA.