Deposit Rates
Current Savings, Share Draft, Money Market & HSA Rates
All rates are subject to change. Effective date: January 1, 2023
Dividend Rate | Annual Percentage Yield | |
---|---|---|
Share Draft Accounts (Checking) | ||
Hometown Cash Back Checking | 4.89% | 5.00% |
Health Savings Account (HSA) | ||
$25,000+ | 0.30% | 0.30% |
$10,000-$24,999 | 0.20% | 0.20% |
$2,500-$9,999 | 0.15% | 0.15% |
$100-$2,499 | 0.10% | 0.10% |
Dividend Rate | Annual Percentage Yield | |
---|---|---|
Money Market Accounts | ||
Traditional Money Market (Average monthly balance) | ||
$1,000 minimum deposit and $2,000+ earn dividends | ||
$75,000+ | 0.70% | 0.70% |
$40,000-$74,999 | 0.60% | 0.60% |
$30,000-$39,999 | 0.50% | 0.50% |
$20,000-$29,999 | 0.40% | 0.40% |
$10,000-$19,999 | 0.25% | 0.25% |
$5,000-$9,999 | 0.10% | 0.10% |
$2,000-$4,999 | 0.05% | 0.05% |
Dividend Rate | Annual Percentage Yield | |
---|---|---|
Elite Money Market (Average monthly balance) | ||
$50,000 minimum deposit and $5,000+ earn dividends | ||
$1,000,000+ | 1.74% | 1.75% |
$250,000-$999,999 | 1.49% | 1.50% |
$100,000-$249,999 | 1.24% | 1.25% |
$75,000-$99,999 | 0.90% | 0.90% |
$50,000-$74,999 | 0.60% | 0.60% |
$5,000-$49,999 | 0.20% | 0.20% |
Dividend Rate | Annual Percentage Yield | |
---|---|---|
Saving Accounts | ||
Primary and Secondary (Average monthly balance) | ||
$10,000+ | 0.05% | 0.05% |
$500-$9,999 | 0.05% | 0.05% |
$100-$499 | 0.02% | 0.02% |
The Hometown Kids Club | ||
$500-$9,999 | 0.10% | 0.10% |
$0-$499 | 0.05% | 0.05% |
Christmas Club | 0.10% | 0.10% |