Deposit Rates
Current Savings, Share Draft, Money Market & HSA Rates
All rates are subject to change. Effective date: October 1, 2023
| Dividend Rate | Annual Percentage Yield | |
|---|---|---|
| Share Draft Accounts (Checking) | ||
| Hometown Cash Back Checking | 4.89% | 5.00% |
| Health Savings Account (HSA) | ||
| $25,000+ | 0.30% | 0.30% |
| $10,000-$24,999 | 0.20% | 0.20% |
| $2,500-$9,999 | 0.15% | 0.15% |
| $100-$2,499 | 0.10% | 0.10% |
| Dividend Rate | Annual Percentage Yield | |
|---|---|---|
| Money Market Accounts | ||
| Traditional Money Market (Average monthly balance) | ||
| $1,000 minimum deposit and $2,000+ earn dividends | ||
| $75,000+ | 0.70% | 0.70% |
| $40,000-$74,999 | 0.60% | 0.60% |
| $30,000-$39,999 | 0.50% | 0.50% |
| $20,000-$29,999 | 0.40% | 0.40% |
| $10,000-$19,999 | 0.25% | 0.25% |
| $5,000-$9,999 | 0.10% | 0.10% |
| $2,000-$4,999 | 0.05% | 0.05% |
| Dividend Rate | Annual Percentage Yield | |
|---|---|---|
| Elite Money Market (Average monthly balance) | ||
| $50,000 minimum deposit and $5,000+ earn dividends | ||
| $1,000,000+ | 3.93% | 4.00% |
| $250,000-$999,999 | 2.96% | 3.00% |
| $100,000-$249,999 | 1.24% | 1.25% |
| $75,000-$99,999 | 0.90% | 0.90% |
| $50,000-$74,999 | 0.60% | 0.60% |
| $5,000-$49,999 | 0.20% | 0.20% |
| Dividend Rate | Annual Percentage Yield | |
|---|---|---|
| Saving Accounts | ||
| Primary and Secondary (Average monthly balance) | ||
| $10,000+ | 0.05% | 0.05% |
| $500-$9,999 | 0.05% | 0.05% |
| $100-$499 | 0.02% | 0.02% |
| The Hometown Kids Club | ||
| $500-$9,999 | 0.10% | 0.10% |
| $0-$499 | 0.05% | 0.05% |
| Christmas Club | 0.10% | 0.10% |