First Time Auto Buyer

Looking to buy your first car?

Whether you’re a student or a working adult, buying your first car is an exciting time in your life. A vehicle is a major purchase, and many of us need some form of financing to complete that purchase. We want to help you get into your first car and get moving.

Shoreline Hometown Credit Union is pleased to announce simple and affordable auto loans for first-time buyers. They’re a great way to build credit and get on the road to a successful future.

Special Rate for First-Time Buyers

First-Time Auto Buyers receive a flat rate of 3.89% APR*

No Co-Signer Required

No Co-Signer required for qualified applicants.

Hometown Loan Rebate

Personalized Hometown service is a major benefit of banking at Shoreline Credit Union. Earn up to 0.25% cash back to all new loans by completing these steps.

Here is how you qualify for 0.25% Loan Rebate on Consumer Loans:

  • Direct Deposits totaling $500 per month**
  • Register for Online Banking and eStatements
  • Having either a Hometown Credit Card or Platinum Credit Card on your account.

For more information, click here.

Details You Need to Know

Maximum Loan Value: $15,000
Maximum Term: 60 months
No Co-Signer Needed
Eligible for a 0.25% Hometown Loan Rebate
*APR = Annual Percentage Rate

This offer applies to First Time Auto Loan Buyers. Loan terms and conditions are based on credit qualifications, relationship and approval. Rates, terms and conditions are subject to change. Maximum Loan Term of 60 Months. Maximum Loan amount of $15,000. Interest will begin to accrue from the date of loan disbursal and will be amortized over the monthly loan payments for the First Time Auto Loan Buyer Promotion. Membership eligibility required. Mortgage loans not included in this program. Shoreline Hometown Credit Union existing loans do not qualify. ** As an example, 24 monthly payments of $43.00 per $1,000 borrowed based on 3.89% Annual Percentage Rate (APR) **