Mortgage Loans
Adjustable Rate Mortgage (ARM) Rates
Closing costs used for a purchase assuming / A credit / <80% LTV / $160,000 loan amount.
Term | Rate | APR | Payment |
---|---|---|---|
5/1 ARM | 6.625% | 7.298% | $1,025.07 |
7/1 ARM | 6.740% | 7.240% | $1,037.28 |
10/1 ARM | 7.125% | 7.372% | $1,078.58 |
Listed rates may change after the initial lock period.
Fixed-Rate Mortgage Rates
Closing costs used for a purchase assuming / A credit / <80% LTV / $160,000 loan amount.
Term | Rate | APR | Monthly Payment |
---|---|---|---|
30 Year Fixed | 6.250% | 6.36% | $985.15 |
20 Year Fixed – In House | 6.990% | 7.118% | $1,239.95 |
15 Year Fixed | 6.375% | 6.560% | $1,382.80 |
10 Year Fixed – In House | 6.490% | 6.702% | $1,816.28 |
Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.
Term | Rate | APR | Monthly Payment |
---|---|---|---|
20 Year Fixed | 7.625% | 7.774% | $406.79 |
15 Year Fixed | 7.250% | 7.428% | $456.57 |
10 Year Fixed | 7.125% | 7.324% | $583.90 |
Home Equity Line of Credit Rates
Loan-to-Value | 740> Credit Grade* | 739-680 Credit Grade* | 679-640 Credit Grade* |
---|---|---|---|
80% or Less | Prime | Prime + .25 | Prime + .50 |
80.01% – 90.00% | Prime + 1.00 | Prime + 1.25 | Prime + 1.50 |