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Mortgage & Equity Rates

Mortgage Loans

Adjustable Rate Mortgage (ARM) Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Payment
5/1 ARM 6.49% 7.273% $631.76
7/1 ARM 6.74% 7.270% $648.30
10/1 ARM 7.24% 7.482% $681.90
Listed rates may change after the initial lock period.

Fixed-Rate Mortgage Rates

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 7.000% 7.173% $665.30
20 Year Fixed 7.250% 7.479% $790.38
15 Year Fixed 6.500% 6.773% $871.11
10 Year Fixed 6.500% 6.884% $1,135.48
7 Year Fixed – In House 6.490% 6.899% $1,484.46

Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.

Term Rate APR Monthly Payment
20 Year Fixed 7.625% 7.775% $406.84
15 Year Fixed 7.500% 7.683% $463.71
10 Year Fixed 7.125% 7.366% $583.80

Home Equity Line of Credit Rates

Loan-to-Value 740> Credit Grade* 739-680 Credit Grade* 679-640 Credit Grade*
80% or Less Prime Prime + .25 Prime + .50
80.01% – 90.00% Prime + 1.00 Prime + 1.25 Prime + 1.50
Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. Rates effective as of 4/24/2024. All rates subject to change. *FICO 08
Federally insured by NCUA.