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Mortgage Rates:

Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.

Term Rate APR Monthly Payment
30 Year Fixed 5.490% 5.57% $567.16
20 Year Fixed 5.240% 5.35% $673.29
15 Year Fixed 4.740% 4.88% $777.32
10 Year Fixed 2.990% 3.07% $965.15


CAR-TASTIC™ is the most effective way to save time, money, and stress while searching for your next vehicle! Over 15,000 Dealer Partners share their inventory with CAR-TASTIC giving you plenty of choices! You can also search for your new vehicle by payment using the calculator to the right. Click here to view Auto Loan Specials on CAR-TASTIC.

The CAR-TASTIC site allows you to:

  • Search for new or used cars
  • Compare vehicles by make, model and price
  • Access CarFax® reports
  • Request a quote
  • Get pre-approved online
  • Research vehicle specifications
  • Access Kelley Blue Book Price Advisor Tool

Tomas Salinas and Shoreline Hometown Credit Union came through for me with flying colors. I got great service beyond my expectations. Thanks again Tomas. And Thank you Shoreline Credit Union!

Shop with Car-Tastic™ Today.

Because buying a car doesn't have to be difficult!
Subject to credit approval and credit rating. Membership eligibility is required. 
Federally insured by NCUA.

Apply Today!

Apply for a Mortgage Loan with Shoreline Hometown Credit Union!

Mortgage & Equity

Mortgage rate lock

Lock in your mortgage rate for up to 120 days to protect yourself from rising rates.

You’ve decided it’s time to buy a house. You can envision your dream home – the perfect home for you. You just haven’t found it yet.

In the meantime, rates are on the rise. They’re continually climbing higher, threatening the purchasing power of your funds. You’re not sure what to do to protect yourself from the ongoing rate increases.

Locking in the current rate with Shoreline can provide the protection you need to enjoy house hunting. When you lock in your rate, it’ll remain the same for up to 120 days, giving you time to find your dream home. Even better, if rates go down, you’ll have the option to select the lower rate!

We want to see you happily settled in a house that’s perfect for you. Lock in your mortgage rate with us and take your time hunting for your future home.

Contact one of our friendly mortgage lenders.

Email mortgage@shorelinecu.org or call, text, or fax 920-482-3752.

*Subject to credit approval. Membership requirements apply. Rate lock program subject to change at any time, without notice.

Mortgages made easy and affordable

Fast, easy affordable loans. Our low-cost, convenient mortgage loans come with a variety of payment terms. It is easy to apply in person, online or by phone or mail. Shoreline offers low-cost loans with a variety of payment terms to fit your budget.

Check out our great rates

Options Include:

  • Purchases
  • Refinances
  • Pre-approvals
  • Low money down program
  • First and Second mortgages
  • Home equity loans 
  • 5, 7, 10, 13, 15, 20 and 30 year fixed-rate mortgages
  • Additional Mortgage Loan Products
    • VA Loans
    • USDA Loans 
    • WHEDA Loans
    • FHA Loans

Bring these items in when applying for a Mortgage

  • Two years employment history
  • Two years of W-2s
  • One month of pay stubs
  • Child support or alimony received documentation
  • Pension, disability or Social Security income requires current awards letter
  • Signed offer to purchase documents (if Applicable)
  • If refinancing —home owners insurance, current mortgage statement 
  • Child support or alimony court order if paying
  • If divorced — copy of divorce decree.
Casey and I had the pleasure of working with Nicole, at Shoreline Hometown Credit Union, for our first mortgage loan. For something that we thought was going to be stressful and daunting, she really made it easy for us! Thank you Nicole!
Casey & Jill

Shoreline Lending Experts who can assist you with your loan requirements:


Nicole Hurlbert

NMLS ID 1121905/409479
3131 Mishicot Rd.
Two Rivers, WI 54241



Andrea Schmitt

NMLS ID 441422/409479
4400 Calumet Ave.
Manitowoc, WI 54220

Ryan Angst

NMLS ID 776482/409479
4400 Calumet Ave.
Manitowoc, WI 54220


Adria Pekarek

NMLS ID 2045751/409479
4400 Calumet Ave.
Manitowoc, WI 54220

Bank from home! For first available Hometown Lender, email us Here.

Membership requirements apply. Loans subject to credit and collateral approval. Equal Housing Opportunity. All rates subject to change. *FICO 08
Federally insured by NCUA.
All rates subject to change without notice. *FICO 08