Your money is protected. Your Shoreline Hometown Credit Union checking, savings, money market, CDs, and IRAs are protected up to $250,000 per depositor. Federally insured credit unions offer a safe place for you to save your money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor. Credit union members have never lost a penny of insured savings at a federally insured credit union. For more information, visit NCUA.gov.