Mortgage Loans
Adjustable Rate Mortgage (ARM) Rates
Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.
| Term | Rate | APR | Payment |
|---|---|---|---|
| 5/1 ARM | 6.49% | 7.273% | $631.76 |
| 7/1 ARM | 6.74% | 7.270% | $648.30 |
| 10/1 ARM | 6.99% | 7.311% | $665.01 |
Listed rates may change after the initial lock period.
Fixed-Rate Mortgage Rates
Closing costs used for a purchase assuming / A credit / <80% LTV / $100,000 loan amount.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 30 Year Fixed | 7.000% | 7.173% | $665.30 |
| 20 Year Fixed | 7.250% | 7.479% | $790.38 |
| 15 Year Fixed | 6.500% | 6.773% | $871.11 |
| 10 Year Fixed | 6.500% | 6.884% | $1,135.48 |
| 7 Year Fixed – In House | 6.490% | 6.899% | $1,484.46 |
Closing Costs used for Second Mortgage Equity Loan / A Credit / <80% LTV / $50,000 loan amount.
| Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 20 Year Fixed | 7.375% | 7.519% | $399.07 |
| 15 Year Fixed | 7.250% | 7.425% | $456.49 |
| 10 Year Fixed | 7.125% | 7.366% | $583.80 |
Home Equity Line of Credit Rates
| Loan-to-Value | 740> Credit Grade* | 739-680 Credit Grade* | 679-640 Credit Grade* |
|---|---|---|---|
| 80% or Less | Prime | Prime + .25 | Prime + .50 |
| 80.01% – 90.00% | Prime + 1.00 | Prime + 1.25 | Prime + 1.50 |